Seasonal Worker and RSE Insurance

Cover Summary

Medical Care

Most of your medical care will be covered from unexpected illness, or if you suffer an accident or injury. We will pay for your doctor, hospital and day care treatment costs. The NZ Accident Compensation Corporation (ACC) is by law, the primary provider and payor of cover for injuries that occur in New Zealand. It's important to also look through your policy document to understand the conditions that we don't cover.

Medical Evacuation

In serious circumstances, as a result of injury or illness, you may need to be returned to your country of origin. At such a stressful time, we can help you by taking care of the costly expenses involved, allowing you to totally focus on what is most important - your recovery.


When you make a claim with us, an excess is the amount you need to contribute.

On our Seasonal Worker and RSE Protect plans, you don’t need to pay an excess if you claim under Section 2 Medical Expense, Section 3.3 Early Return Home or Section 3.6 Travel Delay. For all other claims, there is a $50 excess. This means that when we settle your claim, we deduct $50 from the amount we pay back to you.

Learn more about OrbitProtect Insurance for Seasonal Workers (RSE Scheme)