You are NOT automatically covered for pre-existing medical conditions. However, cover can be arranged in certain circumstances.
If you require cover for pre-existing medical conditions, please complete our application form and return the form to us either by fax on +64 3 3790252 or scan and email to firstname.lastname@example.org. Our medical team will be in contact to assess your medical conditions to see if cover can be provided.
Upon receipt of your completed form, our medical team will be in contact to assess if we could provide cover for your existing medical condition. You will be charged an additional fee of NZ$45 for the assessment. If we can provide cover your condition, additional premium will be applied. You will be notified of the outcome of the assessment via the email address provided on your application form.
Please note that should we accept your application to include the pre-existing medical conditions as part of your policy, we will provide cover for acute episodes of your condition only, not for any ongoing maintenance treatment of your condition (maintenance treatment means regular treatment/medication to keep your condition under control).