International Student
Travel InsurancePlanning to study in New Zealand as an international student?
Planning to study in New Zealand as an international student?
If you’re an international student studying in New Zealand, our Government requires you to have medical and travel insurance while you’re here. This plan has you covered for:
From: $95
From: $68
Cover while in New Zealand
Cover while traveling from your country of origin to New Zealand and return
Cover for travel to New Zealand, Australia and the South Pacific
Medical expenses
Sub-limits apply to some types of medical claimsUnlimitedUnlimited
Medical expenses in your country of origin, if returning for holidays
Evacuation/return to country of origin if you become disabled
Reasonable evacuation transport and travel expenses
Plus up to $20,000 for continuing medical costs
Reasonable evacuation transport and travel expenses
Plus up to $20,000 for continuing medical costs
Other persons’ travel and accommodation costs if you are hospitalised
Funeral and cremation, or returning remains to your country of origin
Accidental death
Mental Illness
Optical including prescription lenses and frames
Alternative medical treatment in NZ. General Practitioner referred treatment by an Osteopath, Chiropractor or Acupuncturist
Emergency dental treatment
Home nursing care whilst disabled
Your extra travel/accommodation expenses
Cash allowance whilst in hospital (after 24 hours)
Accidental property loss
Property is covered for its replacement cost (“new for old”) irrespective of age. Clothing and footwear that are more than 12 months old are settled on a depreciated basis (“new cost with a deduction for wear”)
You can add cover for specified items up to $10,000 per item, pairs or set of items. Total limit for all specified items is $30,000. An additional premium will apply to specified items
Property is not automatically covered.
You can add cover for specified items up to $10,000 per item, pairs or set of items.Total limit for all specified items is $30,000. An additional premium will apply to specified items
Loss or damage of personal documents
Theft of money
Additional travel and accommodation costs if travel plans are disrupted by strikes, weather, etc
Missed connection costs
Travel delay
Purchase of essential clothing and toiletries, if all your luggage is delayed for more than 6 hours
Additional costs incurred on early return home
Hijack allowance
Legal costs for false arrest and/or wrongful detention
Cancellation of travel and educational arrangements
Legal liability for accidental death or injury or property damage
Private search and rescue
Reimbursement for ransom monies paid
*Only the main features and benefits of our plans are outlined here. For a full explanation of all benefits and exclusions, view the policy documents.
Are you eligible?
This plan is only available to international students who are:
How long are you covered for?
Cancellation and loss of deposit cover starts from the day you pay your premium and we send your certificate of insurance.
All other benefits start from when you commence your journey to New Zealand. Generally, your cover will end either on your policy end date or when you leave New Zealand (whichever occurs first). Please see your Policy Document for more details.
At OrbitProtect we aim to provide competitive Student Insurance premiums, while delivering excellent service and protection.
Our premium table (below) is valid as of 1 December 2023 and is subject to change. Your individual premium amount will be advised upon acceptance of cover.
The prices quoted here are in NZ Dollars and are for people aged 5 to 60. Please contact us for the prices for older students coming to study in New Zealand.
Refer to the policy wording for all terms, conditions, exclusions and excesses that apply to these insurance plans.
(Please note all premiums above are inclusive of NZ Goods and Services tax, government levies and administration fees where applicable.)
International Student policyholders can pay with our OrbitPay Card at authorised medical centres and pharmacies instead of paying yourself then claiming a refund from us.
When you purchase an OrbitProtect International Student policy, you can request an OrbitPay Card. We will post the card to your home address, or you can collect it from your school or agent (if they work with us).
Below are some important details about our OrbitProtect insurance cover for International Students in New Zealand. If your question isn’t answered below, please visit our Help Centre.
These listed Medical Providers around New Zealand accept our OrbitPay card as payment for medical consultations or prescriptions. If you are unable to get an appointment with an approved Medical Provider, you can go to any medical clinic or GP and then claim back your payment through our online Make a Claim page.