Medical care + medical evacuation + loss of deposits (including tuition fees) + property (NZ$3,000 per item, pairs or sets of items and maximum total value of NZ$10,000).
Medical care + medical evacuation + loss of deposits (including tuition fees).
Not sure which option you want? The Student brochure explains the difference between Lite and Prime.
You have indicated you would like to specify items to be insured, our customer service officers will contact you to discuss with you the item(s) you can insure. Please note, additional premiums apply for this special cover.
Student Prime automatically covers property up to NZ$3000 per item, pairs or sets of items and up to a total value of NZ$10,000. Student Lite does not provide automatical property cover. However, you can choose to specify the items you want to insure. The additional premium you need to pay by choosing this option is 2% of the total value of items you specify. (e.g. if you specify $1000, then the additional premium you need to pay is NZ$20)
A pre-existing condition is any medical or physical condition or circumstance that you are aware of, or ought to be aware of, that you have before the start date of the insurance. Remember: any existing condition (Asthma, Acne as examples) that may not have been active prior to the insurance start date that reoccurs after the start date will NOT be covered.
I agree to be bound by the OrbitProtect International student insurance Policy Wording (Lite or Prime as selected) and the Terms of Sale.
Please note: There is a non-refundable one-off fee of $45.00 NZD for the assessment irrespective of the outcome.
Your pre-exisiting medical conditions are not automatically covered under the Policy. Your application will be referred to our OrbitProtect team for assessment. Our Customer Service Officer will contact you. You will be notified in writing of the outcome of the assessment.
You are currently under underwriting review. Your application will be referred to our OrbitProtect team. Our Customer Service Officer will contact you. You will be notified in writing of the outcome of the assessment.
Please note that you are not insured until the premium has been paid in full.
You have indicated you would like to specify items to be insured, our customer service officers will contact you to discuss with you the item(s) you can insure. Please note, additional premiums apply for this special cover.
An invoice with payment instructions will be sent to your email address
In order to make payment into our bank account in New Zealand:
An invoice with payment instructions has been sent to your email address.
It was back in September 2019 when we received a call from one of our policyholders, saying he was in the hospital. He needed to know if he was able to make a claim. The doctors could not say how long he needed to be in hospital, making him feel...
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