Medical care + medical evacuation + loss of deposits (including tuition fees) + property (NZ$3,000 per item, pairs or sets of items and maximum total value of NZ$10,000).
Medical care + medical evacuation + loss of deposits (including tuition fees).
Not sure which option you want? The Student brochure explains the difference between Lite and Prime.
You have indicated you would like to specify items to be insured, our customer service officers will contact you to discuss with you the item(s) you can insure. Please note, additional premiums apply for this special cover.
Student Prime automatically covers property up to NZ$3000 per item, pairs or sets of items and up to a total value of NZ$10,000. Student Lite does not provide automatical property cover. However, you can choose to specify the items you want to insure. The additional premium you need to pay by choosing this option is 2% of the total value of items you specify. (e.g. if you specify $1000, then the additional premium you need to pay is NZ$20)
Pre-existing medical condition means any of the following:
In respect to you only, any medical condition, disease or disability not otherwise excluded that we would consider to be a pre-existing medical condition that developed during the currency of a previous OrbitProtect Prime or Lite policy is automatically insured under this policy provided there is unbroken OrbitProtect coverage from the date the condition, disease or disability developed.
I agree to be bound by the OrbitProtect International student insurance Policy Wording (Lite or Prime as selected) and the Terms of Sale.
Please note: There is a non-refundable one-off fee of $45.00 NZD for the assessment irrespective of the outcome.
Your pre-exisiting medical conditions are not automatically covered under the Policy. Your application will be referred to our OrbitProtect team for assessment. Our Customer Service Officer will contact you. You will be notified in writing of the outcome of the assessment.
You are currently under underwriting review. Your application will be referred to our OrbitProtect team. Our Customer Service Officer will contact you. You will be notified in writing of the outcome of the assessment.
Please note that you are not insured until the premium has been paid in full.
You have indicated you would like to specify items to be insured, our customer service officers will contact you to discuss with you the item(s) you can insure. Please note, additional premiums apply for this special cover.
An invoice with payment instructions will be sent to your email address
In order to make payment into our bank account in New Zealand:
An invoice with payment instructions has been sent to your email address.