International Student Insurance

Property Cover

Insuring your property with OrbitProtect Student Prime

Our Student Prime insurance provides international students with an AUTOMATIC property cover of NZ$3,000 per item, pairs or sets of items and up to a total value of NZ$10,000. If you have an item which is over the value of NZ$3,000, we can provide cover for this item provided that you specify the item when you purchase our plan. Please contact us if you want to insure any of your belongings over NZ$3,000.

Insuring your property with OrbitProtect Student Lite

Our Student Lite does not provide automatic property cover. However, you have the option to specify your property item(s) to be insured. (See additional premiums for Specified items as below). Please contact us if you wish to insure your personal belongings under this plan.

Additional Premiums for Specified Items

You will be required to pay an additional premium on items that are specified on your plan at a rate of 2.0% of the total value specified. For example: If you had specified a computer at NZ$5,000, the additional premium would be NZ$100 ($5,000 x 2%).

For both Student Prime and Student Lite, you can specify items up to NZ$10,000 each and up to an overall maximum of NZ$30,000. The items you specify will be noted on your Certificate of Insurance.



Limited Cover for Dental Treatment

Limited Cover for Dental Treatment

"Do you also cover dental?" This is probably something you did not bother asking us when you bought an insurance policy through OrbitProtect. Allow us to bring you up to speed.

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