Getting to know New Zealand
Visiting some of New Zealand’s museums is a great way to find out more about the country’s culture and heritage, and get an insight into why the country is the way it is.
Read MoreThese Terms of Sale apply to the purchase of any policy (“Policy”) via this website (“Website”). By purchasing any Policy on the Website you conform that you have read, understood and agree to be bound by these Terms of Sale.
The Underwriter
Cover under each OrbitProtect plan is underwritten by NZI, a business division of IAG New Zealand Limited.
Policy Wording
The Policy wording applies to each person and it is your responsibility to read and to be familiar with it. The wording can be found on this Website and it is also available at www.OrbitProtect.com.
Policy Cancellation
Most of our Policy wordings include Policy cancellation options. The process of cancellation and premium refund (if any) is detailed in each document. The wording can be found on this Website and it is also available at www.OrbitProtect.com.
Privacy
You understand that any information we collect is to:
All information collected will be held by OrbitProtect Ltd P.O. Box 2011 Christchurch and NZI Private Bag 92130 Auckland 1142. Individuals have the right under the Privacy Act 1993 to request access to and correction of their personal information.
Declaration
You declare that:
General
We may change these Terms of Sale at any time without notice, and any revised Terms of Sale located on the Website will apply to your purchase of any Policy via the Website. If you have any questions, concerns or complaints in relation to these Terms of Sale please contact OrbitProtect via contact us.
NZI is a business division of IAG New Zealand Limited which received a Standard & Poor's (Australia) Pty Ltd financial strength rating of AA-.
The rating scale is:
AAA Extremely Strong |
AA Very Strong |
A Strong |
BBB Good |
BB Marginal |
B Weak |
CCC Very Weak |
CC Extremely Weak |
SD Selective Default |
D Default |
R Regulatory Supervision |
NR Not Rated |
The ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. The rating scale above is in summary form. A full description of this rating scale can be obtained from www.standardandpoors.com.
Visiting some of New Zealand’s museums is a great way to find out more about the country’s culture and heritage, and get an insight into why the country is the way it is.
Read More