Premium changes

The premium tables below will take effect on 1 January 2026 and is subject to change. Your exact premium amount will be confirmed during the final stage of your application.

Period of cover

Lite Plan

Prime Plan

1 month

$76

$103

2 months

$135

$204

3 months

$171

$227

4 months

$226

$291

5 months

$283

$377

6 months

$337

$420

7 months

$374

$497

8 months

$448

$557

9 months

$474

$616

10 months

$566

$670

11 months

$572

$723

12 months

$669

$786

13 months

$679

$842

14 months

$733

$907

The prices quoted here are in NZ Dollars and are for people aged 5 to 60. Please contact us for the prices for older students coming to study in New Zealand.

Refer to the Policy Document for all terms, conditions, exclusions and excesses that apply to these insurance plans.

All premiums above are inclusive of NZ Goods and Services tax, government levies and administration fees where applicable.

Period of cover

Premium

8 days

$56

15 days

$68

1 month

$91

2 months

$148

3 months

$194

4 months

$240

5 months

$286

6 months

$332

7 months

$378

8 months

$424

9 months

$470

10 months

$516

11 months

$551

12 months

$574

The prices quoted here are in NZ Dollars and are for people aged 18 to 35.

Refer to the Policy Document document for all terms, conditions, exclusions and excesses that apply to these insurance plans.

All premiums above are inclusive of NZ Goods and Services tax, government levies and administration fees where applicable.

Options

The plan excludes personal property and belongings, but you can…
Include baggage and belongings cover up to a value of NZ$1,000 per item (to a maximum total amount of NZ$5,000) by adding 15% to the premium.

High value items can be added to the plan…
By paying an additional premium on the item at a rate of 2%. Example: NZ$5,000 item x .020 = NZ$100 premium. The maximum amount is NZ$10,000 per item.

Period of cover

Lite Individual

Lite Family

Prime Individual

Prime Family

8 days

$62

$150

$96

$204

15 days

$86

$193

$134

$269

1 month

$141

$301

$211

$409

2 months

$213

$431

$309

$604

3 months

$266

$528

$386

$744

4 months

$318

$635

$464

$895

5 months

$359

$720

$528

$1,014

6 months

$409

$784

$575

$1,122

7 months

$463

$889

$640

$1,256

8 months

$517

$971

$698

$1,392

9 months

$571

$1,140

$760

$1,597

10 months

$625

$1,273

$825

$1,684

11 months

$679

$1,403

$888

$1,845

12 months

$733

$1,511

$953

$1,943

Period of cover
Lite
Individual
Lite
Family

8 days

$62

$150

15 days

$86

$193

1 month

$141

$301

2 months

$213

$431

3 months

$266

$528

4 months

$318

$635

5 months

$359

$720

6 months

$409

$784

7 months

$463

$889

8 months

$517

$971

9 months

$571

$1,140

10 months

$625

$1,273

11 months

679

$1,403

12 months

$733

$1,511

Period of cover

Prime
Individual

Prime
Family

8 days

$96

$204

15 days

$134

$269

1 month

$211

$409

2 months

$309

$604

3 months

$386

$744

4 months

$464

$895

5 months

$528

$1,014

6 months

$575

$1,122

7 months

$640

$1,256

8 months

$698

$1,392

9 months

$760

$1,597

10 months

$825

$1,684

11 months

$888

$1,845

12 months

$953

$1,943

The prices quoted here are in NZ Dollars and for individuals aged 18 to 60 and your dependent children. Family rates are for up to two adults and your dependent children. Please contact us for the prices for travelers that are outside of this age range that are coming to New Zealand.

Who is covered under the individual and family plans?
Individual: One adult and accompanying dependents under 19 years of age.
Family: Two adults (who are married or in a de facto relationship) and accompanying dependents under 19 years of age.

Options

Manual work cover for general farming (excluding any activity relating to forestry), building and related trades.
Add 20% of the individual Lite premium to the cover option.
Example: If your premium before adding this option is $1,000, add 20% and the total premium will be $1,200.

Please note all premiums above are inclusive of NZ Goods and Services tax, and government levies, where applicable.

Refer to the Policy Document for all terms, conditions, exclusions and excesses that apply to these insurance plans.