Working Holiday Insurance

Property Cover

Our Working Holiday plan does not provide automatic property cover. However, there are two options where you may be able to insure your belongings.

Options 1 -  Specifying Your High-Value Items

You can specify the items you want to insure up to a maximum of NZ$10,000 per item and a total maximum value of $30,000. We will charge an additional premium at the rate of 2% of the total value of the items specified. For instance, if you specify a mobile phone valued at NZ$1000, the additional premium charged is NZ$20 (NZ$1,000 x 2%).

If you want insurance coverage on specified property items, please contact us on service@orbitprotect.com or telephone us at 0800 478 833. The items you specify will be noted on your Certificate of Insurance.

Option 2 - General Baggage Cover

Alternatively, there is an option to include general cover on baggage and personal effects if you do not wish to specify individual high-value items. The general cover on baggage and personal effects option provides cover limit of NZ$1,000 per item, pairs or sets of items to a total of NZ$5,000. The additional premium charged under this option is 15% of the premium covering your Working Holiday Insurance period.

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Leave Plenty of Time to Purchase Your Insurance

Leave Plenty of Time to Purchase Your Insurance

Have plenty of time left on your insurance!

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07/06/2020
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